Signed Physical Lease Agreement
The lease is for a real, professional commercial building in Delaware, signed by landlord and tenant: the lease format providers like Stripe list as proof of address.
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US Business Proof of Address: Documents and Support
A signed office lease for a real commercial building, plus the supporting documents banks and platforms most often ask for. Each provider runs its own checks and makes its own decision, so review the limits below before you order.
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Signed Physical Lease
Lease + Utility Bill Documents
Full Virtual Mailbox Service
Why Banks Say "No" to International Founders.
US Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations are strict. Banks must verify that your business has a legitimate, physical presence in the USA, and each one sets its own rules for checking it.
The check is automated: USPS marks mailbox addresses as CMRA, and platforms like Stripe reject them with an error code before a person ever looks at your file. Source: Stripe docs
KYC address checkBusiness address
- Basic Virtual MailboxesRejected
Often flagged as "mail forwarding services" (CMRA) and rejected by compliance departments.
invalid_address_cmra_address - Registered Agent AddressRejected
Used only for legal notices, not accepted as an operational business address.
- P.O. BoxesRejected
Never accepted for business verification.
- Registate Office LeaseLease-backed
Signed lease for a real commercial building. The bank or platform still makes the final call.
Limits by provider: each one decides
Our documents support your application; they don't guarantee acceptance. Each bank, payment platform and marketplace runs its own review, and some reject any address they identify as a mailbox or virtual address. Rules below come from each provider's help center and change, so check the linked page before you apply.
ProviderWon't acceptAccepts as proofSource
Stripe
Won't acceptMailbox (CMRA) and registered agent addresses for Issuing, Treasury, Opal and Corporate Card
Accepts as proofA lease signed by landlord and tenant, or utility bills showing the business or owner name
Help pageMercury
Won't acceptP.O. boxes, virtual addresses, mail centers (CMRA) and registered agent addresses as the physical address
Accepts as proofA signed lease or coworking invoice; bank or card statements from the last 90 days
Help pageRelay
Won't acceptP.O. boxes, virtual mailboxes and mailbox rental services
Accepts as proofAn active lease, utility bills or bank statements from the last 6 months, showing owner and business name
Help pageWise
Won't acceptP.O. boxes, mail forwarding services, virtual offices and registration agencies
Accepts as proofUtility bills under 3 months old (landline, not mobile phone bills)
Help pagePayoneer
Won't acceptDocuments that don't match the company name and address on your application
Accepts as proofA utility bill or bank statement under 3 months old, in the company name
Help pageAmazon
Won't acceptDocuments whose name or address don't match what you entered in Seller Central
Accepts as proofA bank or credit card statement, or a utility bill, dated within the last 90 days
Help pageLast checked September 2026.
Proof of address built on a signed office lease.
More than an address: the documents providers ask for when they check where your US business operates.
Built Around Provider Checks
A lease and a utility bill in your company's name are the documents banks, FinTechs, payment platforms and marketplaces most often ask for. Each provider still reviews and decides on its own.
Credibility & Mail Management
A professional US business address, with Virtual Mailbox services included for online mail management (scanning, shredding).
Maximize Your Verification Success: The Proof of Address Stack.
While the Office Lease is the foundation, banks and platforms like Amazon often require a secondary verification document. The most powerful combination is a Lease Agreement and a Utility Bill in your company's name.
The Foundation – Office Lease
A signed physical lease: the document US banks and platforms most often list first for proof of address.
The Verifier – VoIP with Utility Bill
Secure a US phone number and a utility bill in your company’s name to reinforce verifiable presence.
Phone bills are treated differently by each provider: Wise, for example, accepts landline bills only. Check the table above for your provider.
From order to submission in three steps
- 1.
Order your Office Lease
Choose the Office Lease and complete your company details.
- 2.
Receive your signed lease
Your signed Lease Agreement is sent by email once your order is processed. Physical copies can also be mailed on request.
- 3.
Submit to your bank or platform
Upload the lease wherever proof of address is required, with a utility bill if your provider asks for one. The provider makes the final decision.
Virtual Mailbox vs. Office Lease. Don't Confuse an Address with Proof.
Why banks and platforms ask for a lease rather than a mailbox address, and why neither one decides for them.
| Feature | Basic Virtual Mailbox | Registate Office Lease |
|---|---|---|
| Primary Purpose | Mail Handling | Banking & Compliance |
| US Business Address | ||
| Online Mail Management | ||
| Signed Lease Agreement | ||
| Often flagged as a mailbox (CMRA) address | ||
| Usable as a proof-of-address document | ||
| Who decides acceptance | The provider | The provider |
Summary: A Virtual Mailbox is for convenience. An Office Lease is for compliance and unlocking essential US services.
Success Stories from
Global Entrepreneurs.
We understand the nuances of US compliance and design our services to meet real-world requirements.
Batu Sat
Mall IQ, Fortune 500 Turkey
Registate made it effortless to revive our company and stay compliant, completing everything within just a few days and a few clicks.
Melis Abacioglu
Welbees, Fortune 500 Turkey
Registate turned what could have been a stressful US company setup into a fast, seamless experience, supporting us from formation to full compliance so we could focus entirely on growing the business.
Unlock Your US Operations Today.
Clear pricing for the documents banks and platforms most often ask for. Check your provider's rules above before you order.
The Foundation
Office Lease Agreement
Best for essential Proof of Address for banking and compliance.
$350/month
- Signed Physical Lease
- Prestigious US Address (Delaware)
- Full Virtual Mailbox Service (Scanning/Shredding)
FAQs
Address the most important questions before you even speak to a bank or platform.
Yes. The lease is for a real commercial building in Delaware. It is meant for compliance and proof of address, not daily occupancy, and each bank or platform decides for itself whether it meets their physical-presence rule.
No. We provide the documents; every bank, payment platform and marketplace runs its own review and makes its own decision. Some reject any address they identify as a mailbox (CMRA) or virtual address. Check your provider's rules in the table above before you order.
Your signed Lease Agreement is sent by email once your order and company details are processed. Physical copies can also be mailed on request. If you have a deadline, contact us before ordering.
It can support it, but Amazon decides. Amazon's help pages ask for a bank or credit card statement, or a utility bill, dated within the last 90 days, with a name and address that match what you entered in Seller Central. A lease on its own may not be enough.
Usually not. A registered agent address is for legal notices. Stripe, Mercury and others flag registered agent addresses and won't accept them as your operating address.
USPS flags Commercial Mail Receiving Agency (CMRA) addresses, and automated KYC checks read that flag. Stripe, Mercury, Relay and Wise all refuse mailbox or virtual addresses as your business's operating address.
No. Form 1583 only authorizes a mail receiving service to accept mail on your behalf. It doesn't show that your business operates from that address.
It depends on the provider: Mercury asks for statements from the last 90 days, Amazon for statements or bills from the last 90 days, Wise and Payoneer for utility bills under 3 months old, and Relay and Stripe for documents from the last 6 months.
It varies. Relay accepts mobile and internet bills, while Wise accepts landline bills only. Check your provider's list before you submit, and pair the bill with your Office Lease.